About AmTrust Financial Services, Inc.

A multinational insurance holding company, which, through its property and casualty insurance subsidiaries, has crafted a balanced portfolio of insurance products including:

• Multiline Small Business Insurance
• Warranty and Specialty Risk Insurance
• Specialty Program Business Insurance

In November 2006, AmTrust became publicly traded on the NASDAQ Global Market under the symbol AFSI. With extensive underwriting experience and a prestigious “A” (Excellent) Financial Size “XI” rating from A.M. Best, AmTrust has earned a reputation as an innovative, technology driven provider of insurance products. Our commitment to excellence is the common thread connecting each of our businesses. www.amtrustgroup.com
About OwnerGUARD Corporation

Since 1989, OwnerGUARD Corporation has been an industry leader in offering a wide range of finance and insurance products. Our products are designed exclusively for financial institutions, automobile dealers, and manufacturers. We are committed to providing our business partners a competitive advantage through innovative product development, unsurpassed service levels, competitive pricing strategies, and state-of-the-art technology.
A trusted brand for over 25 years, OwnerGUARD GAP, Mechanical Breakdown Protection and Theft Loss Protection products have led the industry and provided our dealer partners with unmatched quality of coverage and administration.

Spectrum Plans are offered through financial institutions. The direct relationship with consumers places these institutions in a unique position to offer a wide range of debt and mechanical breakdown protection programs. These programs help strengthen that consumer-friendly relationship with quality coverage, exceptional administration, competitive pricing, reliability and convenience.
State-of-the-art online training for financial services professionals at all levels.
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